Loan Program

Loan Program

Please Note: Currently, our loan program is available only in Connecticut. If you have questions about the program, please contact your All Our Kin site.

Por favor tome nota: En este momento, nuestro programa de préstamos está disponible solamente en Connecticut. Si tiene preguntas sobre el programa, por favor comuníquese con la oficina de All Our Kin que le queda más cercana.

All Our Kin has zero-interest loans available for projects that will improve the quality and/or profitability of your family child care business.

To be a candidate for the loan, you should:
  • Be a licensed family child care program and be in good standing with the Office of Early Childhood.
  • If licensed for less than 2 years, should have at least 2 children enrolled or be a participant of All Our Kin’s Early Head Start Program and/or All Our Kin’s Provider Showcase Program. (Note: We do offer limited start up grants for new programs who do not yet meet these criteria.) 
  • Be an active member of the All Our Kin network — have at least 12 hours of professional development with All Our Kin within the last year.
  • Be a graduate of the All Our Kin Business Series or commit to participating in the series within a year of receiving loan.
  • Have a project that you can argue will improve the quality and/or profitability of your business and that can be completed within 6 months.
Loan Fund Program details:
  • Loans of up to $2,000 available to family child care programs.
    • Loans can be used for projects that will improve quality and/or profitability of family child care business.
  • Loans are typically no more than $2,000. In special circumstances, loans of up to $5,000 can be awarded.
    • Examples of projects that could be funded include purchasing child-sized furniture to furnish child care space, fencing in a backyard, or purchasing a computer to manage business information.
  • Loans awarded are zero-interest, so what you are awarded for the loan is what you pay back.
  • Applications for Loans for Group Child Care Homes will be considered if the program meets all other criteria. Please contact us for further details.

To apply for a loan through the Loan Fund Program, please complete the application in English or Spanish. After submitting your application by email, please allow 4 to 6 weeks for your request to be processed.

Please Note: Applications are accepted on a rolling basis.

Have questions? Please contact the business program team by email at business@allourkin.org or by phone at (203) 309-6951.